Terrell grew up in Chicago, Illinois, went to college, and entered pharmaceutical sales after graduation. She was born to a Caucasian mother and African American father. In 2007, she relocated to Los Angeles to begin an acting career. It was there that she took acting classes which led to numerous acting opportunities. She is also the former fiancée of Cincinnati Bengals' wide receiver Terrell Owens, and she made a guest appearance on his VH1 reality TV series, The T.O. Show.